Check Deposits

（HKD、USD、CNY）

Saving Deposits

（HKD、USD、JPY、EUR、 AUD、 GBP、SGD、CAD、 ZAR、 CNY）

Time Deposits

（HKD、USD、JPY、EUR、 AUD、GBP、SGD、CAD、ZAR、 CNY）

Loans：

• Working Capital Finance、Trade Finance、 Equipment Finance、 Personal Loans、 Syndication

Loans Guarantees：

• Stand-by L/C、Letter of Guarantee

Export：

• L/C Advising、Transfer、 Confirmation、 Negotiation、D/A、D/P

Import：

• L/C Opening、D/A、D/P、 O/A

Outward Remittance

Inward Remittance

Negotiation of Clean Bill

Collection of Clean Bill

Transactions in Money Market

Transactions in Capital Market

Transactions in Foreign Exchange Marke

Funds:

• Hong Kong Fund and Offshore Fund Service Financial Derivative Instruments:Structured Products

Bonds:

• overseas, local or mainland China corporate bonds and government bonds Paper Gold Scheme