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Time deposit

Account opening subject

  1. Individual, company, firm, agency and organization are eligible to file an application

Deposit minimum amount

  1. Each transaction amount shall not be less than NT$10,000

Deposit method

  1. Duration is classified into 1 month, 3 months, 6 months, 9 months, 1 year, 2 years, 3 years, and the maturity date of the deposit can also be designated

Interest calculation and collection method

  1. Interest rate is based on the interest rate announced by our bank. 
  2. Either fixed or floating rate can be selected for interest calculation. Principle and interest are collected all at once upon maturity. Fir delayed withdrawal and collection, delayed interest is paid for the delayed amount from the maturity date to the date of withdrawal, and such interest rate is calculated based on the equivalent simple daily interest converted from the interest rate announced for the demand deposit on the withdrawal/collection date.