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Care/Tendering Trust

Trust Structure Diagram

  1. Care/Tendering Trust Structure Diagram

Care Trust

  1. Do you wish to enjoy an elderly life with dignity in the future without merely living on few thousands of monthly subsidy for elderly?
    Please join Chang Hwa Bank’s “Care Trust” service.
  2. 【Case Example and Sharing】
    Mr. Wang establish es a care trust with his retirement pension of NTD 10 million, for a trust period of 20 years, and he receives a fixed principle return of NTD 500 thousand per year for his living expense, and the derived relevant interests accrued are provided to his children as gift.
  3. Advantages of applying for care trust:
    1. Settlor is able to receive a fixed amount from Chang Hwa Bank annually in order to maintain the basic living. 
    2. By providing the accrued interests to children, it is able to successfully transfer the property to children as well as to save the gift tax legitimately.  

Tendering Trust

  1. Do you wish to plan the living, education, entrepreneurship and marriage fund for your children in advance, and successfully transfer property to your children?
    Please join Chang Hwa Bank’s “Tendering Trust” service.
  2. 【Case Example and Sharing】
    Mr. Lee is a president of a technology company, and his son “Ann” is five years old. Mr. Lee plans to reserve a monetary amount as the fund for the future education, marriage and entrepreneurship of Ann. Accordingly, he uses Ann as the settlor and the beneficiary to sign a trust contract with Chang Hwa Bank for a trust period of 15 years. During such period, Mr. Lee deposit cash annually into the trust dedicated account at an amount within the gift tax exemption range for gifts provided by parents to children. Chang Hwa Bank is able to use the trust property for investment in financial management products according to the instructions provided. After the expiration of the trust period, Chang Hwa Bank will then return all of the trust property Ann turning into an adult at that time.
  3. Advantages of applying for tendering trust:
    1. Elders can save the expense of gift tax legitimately. 
    2. After the delivery of the trust property, the fund source for the children's education, marriage or entrepreneurship will not be affected by any family changes or incidents. 
  1. Please contact the service telephone of Trust Division of Chang Hwa Bank at (02) 2536-2951Ext. 2212~2214